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2016-08-26 11:09:11


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whats in my purse michael kors jet set At present, both men plan to begin claiming Social Security at their upcoming birthdays—Henry at 64 and Logan at 62. Henry earns ,000 a year and will be entitled to a full Social Security benefit at age 66 (full retirement age) of ,500 a month.In this example, Henry waits until 68 and then “files and suspends” his benefits so that when Logan, his spouse, turns 66, he can file for spousal benefits based on Henry’s much larger retirement benefit.,michael kors handbags u.s.a By claiming before their full retirement ages, both men will be hit with early claiming reductions.Read next: What the Same-Sex Marriage Ruling Means for Couples’ FinancesPhilip Moeller is an expert on retirement, aging, and health.If they were legally married, however, this total would grow by 0,832, or 18%, to 8,112.cyber monday michael kors purses 2014

michael kors sale facebook[Reuters]Alaskan fire crews are fighting two tundra fires sparked by lightning in the southwest of the state, which has experienced a warm winter with little snow, according to AP. Such deferrals, the firm notes, are available to all married couples, and could help many people add substantial amounts to their lifetime Social Security benefit totals. Women outlive men, and spend more than 11 years on average as widows, he says, so survivor benefits are enormously important to them.,michael kors jet set travel large crossbodyRead next: What the Same-Sex Marriage Ruling Means for Couples’ FinancesPhilip Moeller is an expert on retirement, aging, and health.The claiming scenario in the Financial Engines white paper involves a fictional couple, Henry and Logan, who are approaching their 64th and 62nd birthdays. What neither man can know, but Financial Engines’ storytellers do, is that Henry wimichael kors sale nyc ArMA75ll die at age 84 and Logan at age 90.michael kors fulton shoulder bag outlet

michael kors saffiano large selma tote Henry will also wait until 70 to claim his own retirement benefit. Henry earns ,000 a year and will be entitled to a full Social Security benefit at age 66 (full retirement age) of ,500 a month. By claiming before their full retirement ages, both men will be hit with early claiming reductions.,michael kors weston taschecom or @PhilMoeller on Twitter.Under this set of claiming decision’s Henry’s lifetime benefits, stated in current 2015 dollars, will rise modestly, from 0,080 to 4,400. It will have risen to ,300 a month by then, and this larger amount will also become Logan’s survivor benefit for eight years after Henry passes away.michael kors bags yahoo



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